Zarai Taraqiati Bank Limited Insurance

LuQman International Hospital accepts eligible patients under the Zarai Taraqiati Bank Limited (ZTBL) corporate insurance panel for IPD services. Eligibility follows the hospital panel list: valid CNIC plus proof of employment or company affiliation. Confirm coverage with our insurance desk before admission.

• IPD coverage only, listed as a corporate insurance panel.
• Patient must be enrolled under the relevant ZTBL panel arrangement.
• Coverage is subject to eligibility, policy limits, and panel terms.
• Obtain approval or pre-authorisation for IPD admission where required.

How to use this panel at LIH

1. 1Carry original CNIC and proof of employment or company affiliation.
2. 2Contact the LIH insurance desk to verify ZTBL panel eligibility before IPD.
3. 3Secure pre-authorisation when the panel requires it for admission.
4. 4Present approval references at billing for correct claim handling.

• Original CNIC of the patient
• Proof of employment or company affiliation under the enrolled panel
• ZTBL / corporate panel membership proof (if issued)
• Pre-authorisation letter (if required for IPD)