State Life Insurance Corporation of Pakistan

LuQman International Hospital accepts eligible State Life Insurance Corporation policyholders under approved panel arrangements. Per the hospital panel list, State Life is the only listed panel with both OPD and IPD access. Coverage depends on your active policy, remaining benefits, and panel terms — confirm with our insurance desk before treatment.

• OPD and IPD services as listed on the hospital panel sheet for State Life.
• Patient must be enrolled under the relevant State Life panel arrangement.
• Coverage is subject to eligibility, policy limits, and panel terms.
• For IPD admission, obtain approval or pre-authorisation where the panel requires it.

How to use this panel at LIH

1. 1Carry your original CNIC and proof of employment or company affiliation.
2. 2Confirm coverage with the LIH insurance desk before receiving treatment.
3. 3For IPD admission, request pre-authorisation when required by the panel.
4. 4Present approval references at billing so claims can be processed correctly.

• Original CNIC of the patient
• Proof of employment or company affiliation under the enrolled panel
• Pre-authorisation letter (if required for IPD)